Immediate Annuity (SPIA) Commissions (Licensed Agents Only)

Insurance Companies:

Comm.

Notes

Allianz

contracting forms

3.00%

American General LIC
United States LIC/NY

contracting forms

3.00%

American National (ANICO)

3.00%

Comm. reduced for 5-9 year Period Certain annuities at all ages to 1.50%. Comm. also reduced for 10 PC or Life annuities at ages 85-90 to 1.50%.

Equitrust

3.00%

Fidelity & Guaranty (formerly Old Mutual)

3.00%

Comm. reduced for 5-9 year Period Certain annuities at all ages. Comm. also reduced for 10 PC or Life annuities at age 90 and older.

Genworth Life Insurance Co.
Genworth Life Insurance Co. of NY

3.00%

Comm. reduced > $2,500,000

Integrity Life Insurance Co.
Natl Integrity Life Iinsurance Co. of NY

3.75%

Comm. reduced for 5-9 year Period Certain annuities at all ages to 3.00%.

Lafayette Life

3.00%

Comm. reduced for 5-9 year Period Certain annuities at all ages. Comm. also reduced for 10 PC or Life annuities at age 70 and older

Lincoln Benefit

3.00%

Met Life Investors

3.00%

Comm. reduced for 5-9 year Period Certain annuities at all ages to 1.50%.

Minnesota Life (Securian)

3.00%

Comm. reduced for 5-9 year Period Certain annuities at all ages to 1.50%. Comm. also reduced for 10 PC or Life annuities at ages 81-85 to 1.50% and ages 86-90 to 0.50%.

Nationwide

2.75%

Comm. reduced for 5-9 year Period Certain annuities at all ages to 1.25%.

New York Life - Direct appointment with NYL is not available. Call 866-866-1999 with questions.

No. Amer. Co. for L&H
(NACOLAH)

2.00%

Pacific Life - Direct appointment with PacLife is not available. Call 866-866-1999 with questions.

Presidential (NY)

3.50%

Comm. reduced for 5-9 year Period Certain annuities at all ages.

United of Omaha

3.00%

Comm. reduced > $1,000,000