Immediate Annuity (SPIA) Commissions (Licensed Agents Only)

Insurance Companies:
Effective March, 2008

Premiums to $499,999

Premiums $500,000 and greater

Allianz

contracting forms

3.00%

3.00%

American General
US LIC/NY

contracting forms

3.10%
(incl. 0.10% from WebAnnuities)

3.25%
(incl. 0.25% from WebAnnuities)

American National
*see footnote area below

3.10%
(incl. 0.10% from WebAnnuities) Reduced for short period certain for all ages and for other annuities ages 85-90

3.25%
(incl. 0.25% from WebAnnuities) Reduced for short period certain for all ages and for other annuities ages 85-90

Genworth LIC
Genworth LIC of NY
*see footnote area below

3.10%
(incl. 0.10% from WebAnnuities)

3.25%
(incl. 0.25% from WebAnnuities)
Reduced > $2,500,000

Integrity LIC
Natl Integrity LIC
*see footnote area below

3.75%
Reduced for short period certain

3.75%
Reduced for short period certain

Lincoln Benefit

3.10%
(incl. 0.10% from WebAnnuities)

3.25%
(incl. 0.25% from WebAnnuities)

MetLife Investors
*see footnote area below

3.10%
Reduced for short period certain

3.25%
Reduced for short period certain

OM Financial (F&G)
*see footnote area below

3.10%
(incl. 0.10% from WebAnnuities)
Reduced for ages 90+

3.25%
(incl. 0.25% from WebAnnuities)
Reduced for ages 90+

Presidential (Street Level 51)
*see footnote area below

3.50%

Reduced for short period certain

3.50%

Reduced for short period certain

United of Omaha

Call

Call